If you don’t already have a list of your recurring payments, look back over your last few months of bank statements (most banks provide them online these days!) and write down each bill that you pay on a recurring basis. What if I don’t know what recurring payments I have? Recurring contributions to savings (like a general savings account or a retirement fund). Regular charitable giving (like to churches or non-profits).Tuition or lesson fees (like kids’ music lessons, sports teams, or clubs).Subscription services (like Netflix, magazine subscriptions, or meal services).Utility bills (like electric, gas, water, and sewage).Insurance payments (like homeowner’s insurance, car insurance, or health insurance). Loan payments (like rent or a mortgage, car payment, or student loan).This includes anything we pay on a yearly, quarterly, or monthly basis. The next thing I wanted to have in our Budget Binder was a list of recurring expenses. Paying off those student loans will feel better than an extra meal out ever could! Tracking Recurring Expenses Then, for example, if we’re really tempted to go out to eat instead of just grabbing something from home, we think of our goal. If we’re looking at them each day or week when we’re tracking expenses in the binder, we renew our commitment and drive to reach them. These goals and action steps are in the front of the binder for a reason– they’re there as a constant reminder of what we’re working toward. However we decide to do it, it’s not enough to just set the goal. Or maybe we can cut down on our budget in other areas like clothing or eating out to come up with the extra cash. Maybe we can get an extra little side job to make some additional money to put toward the debt. Maybe we’ll plan to make a double payment each month. We’ll write it down on this page, give ourselves a timeframe in which to complete it (by the end of December 2023), and then we’ll list the action steps that we are going to take in order to reach that goal. Let’s say we’ve set a goal to pay off our student loans in the next year. When Donnie and I take the time to sit down together and write out our financial goals, it puts us on the same page, and we are much more likely to achieve what we set out to do! Goal setting is oh-so-important to me, especially when it comes to finances.
0 Comments
☎ If you have any problems with the app on your device, please contact first and we will help you. English, German, Russian, Japanese and French languages. Use this screen ruler in different areas to measure small objects that fit your phone or tablet screen : jewelry, jewels, rings □, stones, screws, bolts, buttons diameter, nuts, knitting needles, knitting pattern, washers, insects, mosaic tile, hooks, thread, frame wrap angle, etc. Read interactive Help / Guide about all available features in a mode turn on/of fine grid (1 mm for millimeter units) Change background to BW night mode for power saving (□) and better visualization (□) Set exact size, length, diameter, number of parts manually with keyboard input (⌨) Lock / Unlock rulers in any mode for better usability (□) Protractor / Goniometer Mode - measure angles (⚪) Circle Mode to measure circular objects (□) Spirit / bubble level for checking incline or tilt angle □ Thread per inch ( TPI ) measurement pattern (□) in Parts mode () Parts Mode to split length or objects in equal parts Calculate W/H ratio of the rectangular objects in 2D Area measurement for 2D measurements (⬛) Additional vertical ruler for 2D measurements (□) Use full screen mode for better user experience in Ruler mode Ruler Mode for measure in metric and imperial units: mm and inch Calibrate Millimeter with custom or standard objects (□) □ What you can do in Pro version of the app: ☛ ANY DEVICE can be calibrated for accurate measurements in Calibration Mode, where common standard objects (coins, credit cards, etc) can be used as a reference. NO POP-UP ADS on your screen in the app unlike other free ruler apps on market. Pro version measures area, circle, radius and diameter, angles, ratio and splits into equal parts, angle Place an object on the scale paper screen and simply touch and move rulers to measure it. It uses full screen of Android device for distance and length measurements as caliper or tape measure. Better comfort and consolation were offered when Job’s friends silently sat with him in ashes for seven days ( Job 2:12-13). His friends thought they were comforting Job by explaining his loss, but their methods were not effective. In reply to these simplistic and unbiblical explanations to his suffering, Job told them, “I have heard many things like these you are miserable comforters, all of you!” ( Job 16:2). These friends also tried to explain the death of Job’s children by claiming that his children had committed sin, which is why they died ( Job 8:4).Īlthough the phrase is not used, Job’s friends would likely have chosen to tell Job, “Everything happens for a reason.” They urged Job to leave his sinful ways so that God would relent in punishment ( Job 5:17-18 8:5-7). Job’s friends claimed he had sinned, which is why he had experienced suffering ( Job 4:7-8). When Job experienced grief and suffering due to the death of his children and loss of livestock, his “friends” offered numerous explanations and solutions to what he had experienced. People dying was not part of God’s original intention for humanity but was a result of the fall of man ( Genesis 2:17). Death is unnatural and is the result of sin in the world ( Romans 5:12). The Lord is completely perfect and cannot cause evil ( 1 John 1:5). The Bible does not contain the phrase “everything happens for a reason.” This phrase finds its origin in Aristotle who taught that everything happens due to the cause-and-effect model (Jeremy Sherman, "'Everything happens for a reason’: Simple phrase opens worm-can of wonder,” Psychology Today). When spoken to grieving individuals, the person offering these words is basically telling the individual that their loss of a loved one happened to bring about something good in their life.Īlthough the person offering these words often mean well, the grieving individual may get the impression that God wanted and caused their loved one to die. However, how the phrase is used when given to hurting individuals is not necessarily true or helpful. In basic logic, the phrase “everything happens for a reason” is true since everything has a cause and effect. Finally, for the believer who is seeking to comfort their hurting friends, there is a better way than telling them that “everything happens for a reason.” What Is the Origin of the Phrase 'Everything Happens for a Reason'? Likewise, when someone speaks such words, they are offering a simplistic answer to a complex question tied in with real grief.īiblical examples of people seeking to explain another person’s suffering proved to be wrong and extremely unhelpful. This phrase is not found in the Bible and is not completely true. However, such a phrase is not helpful to the grieving individual for numerous reasons. The phrase “everything happens for a reason” is commonly spoken to grieving individuals or those who have experienced a tragedy. Due to the painfulness of losing a loved one, people will often either avoid the grieving person or try to explain their loss. Knowing what to say to someone at a funeral who is grieving is difficult. Andrew in Bridgeport, Trinity High School and St. “I knew that from this moment forward, I had the opportunity to do that every day.” “It was an unbelievable feeling after nine years of formation to stand at the altar all by myself for the first time, and to speak the words of consecration – it was an incredibly powerful moment,” Weiss said. Weiss said he'll never forget the first time he celebrated Mass as a priest. When Weiss spoke to a priest three days later, the priest told him to take the inspiration seriously. “I heard this voice say to me, ‘be a priest,’” Weiss said.Īlthough Weiss likes to joke about that moment, saying that he stopped walking that route after that day, he couldn’t get the impression out of his head. He was walking across his high school campus in Orlando and something happened as he passed his parish church. Weiss had already applied to a teacher’s college in South Carolina. They were joining the service or getting jobs or getting married. In those days of the early 1960s, Weiss recalled, there were not a lot of people his age going to college. Weiss, who grew up in Florida, was nearing the end of high school and was thinking about becoming a priest – a process of prayer and reflection known in the spiritual life as discernment. “His ministry has been one of accessibility, engagement and sacrificial giving that has brought people closer to Christ,” Caggiano said. “I think his gift is to connect Catholic belief to our daily life.”Ĭaggiano agreed, saying, “throughout his priesthood (Weiss) has formed a deep bond with parishioners and served as a true spiritual father to many.” “Monsignor Weiss has a special way of drawing people in,” said Jeff McKenzie, a longtime parishioner, in a statement. Rose’s Church Hill Road campus in Newtown. To mark Weiss’ 50th year as an ordained Roman Catholic priest, well-wishers were planning to toast him during a dinner celebration Saturday at Danbury’s Amber Room Colonnade, and parishioners will celebrate his milestone at a 1:30 p.m. Most importantly, he gave face to the power of faith and its ability to transform lives, even in our darkest moments.” “When the eyes of the parish, the town and the entire nation were on him, he brought great grace, faith and strength and to all those staggering from the unthinkable. “Monsignor Weiss will perhaps forever be defined by his pastoral and personal response to the loss of 26 lives in the Sandy Hook Elementary School shooting on Dec. “We all are gifted with something that we can use to build up community, because that is what the Lord intends for us.”īridgeport Bishop Frank Caggiano praised Weiss’s legacy of spiritual leadership, noting that his “long antecedent of ministry that prepared him to serve so memorably in a time of unimaginable crisis.” “Community building has always been important to me, and when Sandy Hook happened, we really saw the extent of all the community coming together with incredible power,” Weiss said. The answer for Weiss was to say "yes" as much as possible. “I had to constantly question myself, ‘How am I going to keep the message of Christ alive in the midst of all this?’” The year Weiss graduated from seminary in 1968, “so much was going on with sex and drugs and rock 'n' roll and the assassination of the Kennedys and (Martin Luther) King that a lot of men in the church were leaving formation,” Weiss said of his early years studying to be a priest in upstate New York. “And Bishop Sheen said, ‘Don’t sit in the rectory waiting for the doorbell to ring – be a part of your community not just your church.’” “We were fortunate that Fulton Sheen was the bishop in Rochester (New York) when I was in seminary after Vatican II, when all these things were changing,” Weiss told Hearst Connecticut Media during an interview on Friday, one day after the 50th anniversary of his ordination. It’s easy enough to say for a veteran spiritual leader whose ministry here and in prior assignments in Bridgeport, Stamford, Monroe and Shelton have been marked by community-building, but Weiss said it’s the only way he has ever known. Download WPS Office: An alternative to Foxit If you have already registered for a Foxit Account on the Foxit website, you can sign in with your account details on Foxit PDF Reader Mobile.įirst, open the Tool Selector by tapping its icon next, from the Tool Selector, tap Login finally, from the Subscribe For More Privileges box, tap Sign In/Sign Up finally, enter your account information and tap Sign In.Enter your name, email address, and password and click the Sign-Up button.To create a Foxit ID, open the Tool Selector by tapping its icon, Login, and Sign In/Sign Up in the Subscribe For More Privileges window.After a successful subscription, you'll have access to your personal Foxit Account and all of its extra features. You will need a Foxit Account to subscribe to the mobile version of Foxit PDF Reader.Foxit PDF Reader free download app is included in the subscription and is compatible with iOS and Windows devices. Users who want access to the premium features after the trial period ends have the option to pay for a membership. Users can test out all of Foxit PDF Reader Mobile's premium features risk-free with Foxit Free Trial for a full week. PDF file editing How to Sign Up for Foxit Free Trial? You can use a digital certificate to sign PDF files if you already have a digital certificate. Documents in PDF format can be improved. Actively take part in Post ratings and send in reviews via email. Microsoft Intune can be used to control the app and safeguard company information. Keep sensitive PDFs safe by encrypting them using Microsoft's Information Protection Certificate and password protection for PDF documents. Make PDFs and send them out into the world. Why Should You Try Foxit Free Trial?įoxit PDF Reader premium features are available in the Foxit Free Trial. Working with multiple files at once is made easy by the inclusion of the second row of tabs, and a toolbar that is vertical in orientation facilitates the navigation of bookmarks, tables of contents, and similar features. Try out all the advanced capabilities with the Foxit Free Trial. The entire window can be minimized to a little icon on the system tray instead of taking up valuable real estate on the Windows Taskbar.įoxit Reader may be quickly and easily used for viewing PDF documents as in WPS PDF. While the overall design is not too unlike that of Microsoft Office (the ribbon toolbar, for example, is instantly recognizable), some users may be put off by the software's apparent complexity.īy minimizing the ribbon, you can make more room on the screen for the PDF you're viewing, which is enhanced by the option to view the file on full screen. PDF creation can seem daunting to those who have never done it before, and Foxit Reader's UI can seem even more complicated. The Layout editor box lets you adjust the page size, content size, and other page properties. A user can modify a text object in several ways, including by cutting it up into smaller pieces or joining it with other text objects on the same line. When a user selects an item, a properties pane appears, allowing them to modify the item's settings. It also has a dedicated image editor for altering images and other visual content. Users can test out Foxit PDF Reader Mobile's advanced capabilities during a 7-day Foxit Free Trial (similar to Pdf Expert free trial).įoxit PDF Editor is a legitimate PDF editor that allows you to make changes to the text, add or remove images, and more. Any changes you make to a PDF using this tool won't affect the format's superior readability or print quality. Foxit PDF Editor allows you to change any element of a PDF file's page layout and text. It has an intuitive UI that makes it feel like the user is simply editing a document in a standard text editor. It increases the document type's practicality by allowing for straightforward and effective PDF file editing. About Foxit PDF Editorįoxit PDF Editor provides a convenient means of modifying PDF files for those working on Windows. Here, we will discuss everything there is to know about Foxit PDF Editor and the Foxit Free Trial. Foxit PDF reader provides all the features you might desire for creating and working with PDFs, and it's a great alternative to Microsoft's Reader software. Race your friends in local mode or online, with up to eight players on 16 iconic circuits from the world of Garfield. The original Garfield Kart is extremely cheap on Steam: considering this is a more broken version of the same game, you might as well buy that instead. Are you lazy like Garfield? Take shortcuts to overtake the other racers with the Spring! Use crazy bonus objects, like the Pillow or the Magic Wand, to gain an edge and get over the finishing line first. Garfield, the famous lasagna-loving cat is back to take on Jon, Odie and company in a no-holds-barred racing game!Ĭhoose your character and kart according to their characteristics and your driving style, get off the starting line first and control skids to outrun your opponents. ax kriegers big moves on Twitter: 'garfields long cultural arc is one of ubiquity, oversaturation, deconstruction, absurdism, nihilism, and beyond - Garfield Kart has become a virtual currency, and GarfieldEats is a perfect monsterchild of the disruptive tech startup grift. Their album contains forty-five songs in just eighty-one minutes. The Minutemen are experts in the complicated art of conciseness and brevity. It was one of the last songs the singer recorded, three days before her early death in October 1970. All her friends already have a Porsche and she just demands a level playing field. The song is a well-known classic in which Joplin asks God to buy him a Mercedez Benz, plus a color TV and a night on the town. It is composed by Joplin together with poets Michael McClure and Bob Neuwirth. Janis Joplin – Mercedez Benz (Duration: 1:48) In this song, he asks us if we are prepared for the advent of the final judgment. It's an apocalyptic song about the end of days, which is bleak and sad. As a personification of the most authentic country, Williams left us an unforgettable legacy, and the song is one of the many songs that helped to forge his musical personality. Hank Williams is the eternal loner, the genuine American cowboy in its purest form. Hank Williams – Ready to Go Home (Duration: 1:48) The band tells us we are all driven by greed, asking us to do something about it. They attack the invisible entities that govern our lives and that take advantage of the needs that create us. Fugazi – Greed (Duration: 1:47)įollowing the strict philosophy of its leader Ian McKaye, the people of Fugazi here remind us of the evils of modern consumerism. And, to them, witnessing such nonsense was like seeing someone pissing on the floor of their own house. Just a minute is enough for them to make their position clear. They make it very clear: real punk is not a religious cult, and to be a real punk, it is not enough for you to spike your hair with gel. They were attacking all those skinheads who came to their concerts with the wrong idea of what punk really was. If the Dead Kennedys were serious about something, it was punk. Dead Kennedys – Na*i Punks (Duration: 1:00) The song is marked by their characteristic guitar playing and their hyperactive rhythms. The song is based on their cynically romantic vision of love. There's probably no one who can come up with catchy melodies, with humor and an unmistakably British style and humor like the Buzzcocks. It has an exact duration of just 1.3 seconds! Napalm Death – You Suffer (Duration: 1.3 seconds)ġ.3 seconds, you saw that right and it's not a typo! In 1989, the British punk group Napalm Death released on their debut album, what according to Guinness records, is the shortest song ever recorded in the history of music. Let's take a closer look at the shortest songs released commercially recently: 1. Best Songs Under 2 Minutes, Final WordsĢ5 of the Shortest Songs Ever, All Under 2 Minutes.Neutral Milk Hotel – Communist Daughter (Duration: 1:57) Neil Young – Till The Morning Comes (Duration: 1:20) Minor Threat – Straight Edge (Duration: 0:47) Magnetic Fields – Reno Dakota (Duration: 1:05) Buzzcocks – Love You More (Duration: 1:49) Elvis Costello – Mystery Dance (Duration: 1:36) Buddy Holly – Words Of Love (Duration: 1:55) The Box Tops – The Letter (Duration: 1:53) Big Star – I'm In Love With a Girl (Duration: 1:48) Coldplay – Parachutes (Duration: 46 seconds) Jonny Trunk – Ladies' Bras (Duration: 36 seconds) Green Day – The Ballad of Willem Fink (Duration: 32 seconds) The Beatles – Her Majesty (Duration: 23 seconds) Smashing Pumpkins – 17 (Duration: 17 seconds) Napalm Death – You Suffer (Duration: 1.3 seconds) 25 of the Shortest Songs Ever, All Under 2 Minutes.In this article, you'll discover the best shortest songs ever. Normally, these types of songs are by way of intros, intermediates, or musical oddities. Today, there are many songs that captivate us within a short time. It was established that in 2018, 6% of the songs had an average of 2 minutes and 30 seconds and less. But from 2018 till now, most songs don't exceed three minutes. Before, 2013, we used to have songs of more than three minutes. However, according to a study by the news portal Quartz, the songs appearing on the Billboard charts are decreasing in duration. The average duration of a song is between 3 and 4 minutes and has been decreasing recently. Thinking of songs that last less than a minute is almost impossible. In the world of modern music, it is very difficult to find commercial songs that are successful and last less than two minutes. What are the shortest songs ever to hit the airwaves commercially? Find out in this article. Snood Plus, is the latest update to Snood Deluxe. If you have an Intel Mac, With OS X 10.7 – 10.9, then you will need Snood 2011! If you have a PowerPC, then you need to Play Snood 3. Just re-enter your Snood Deluxe for mac registration code in Snood Plus. The Snood Plus demo download is a free upgrade for Snood Deluxe for Mac owners. Play with the newest Snood characters or use a classic set from the original Snood game! If a Snood touches the bottom, its game over, so try again! Snood is a fun puzzle game that tests your intellect rather than your reflexes.Ĭhild, Easy, Medium, Hard, Evil, Armageddon, Journey and Puzzle modes. Launching Snoods increases the Danger Bar and when it fills up, the screen moves down. Unconnected Snoods are also transported to safety. It’s great family fun! You need to save the Snoods by grouping three or more of the same kind together. NEW version 1.5! Snood Deluxe is one of the most popular puzzle games in the World and Snood Plus is the latest version for OS X 10.9 and later. Please send feedback & suggestions to Plus – Skillz Random™ ensures fairness in player matching and gameplay conditions so only the most skilled competitor wins! – Compete against players around the world! – Snood is simple to learn but difficult to master and therefore great for ages 2 – 102! – If you love Match 3 Bubble Shooter games, you will love Snood. – The same great game you remember from the 90’s and 2000’s! Meet Jake, Zod, Geji, and their friends again or for the first time and discover what Snood Addicts worldwide already know: There is nothing in the world quite like Snood! If they reach the bottom, try again because the game is over! Launch disembodied heads (Snoods) upward and attempt to free matching Snoods trapped above! Connect three or more Snoods and they transport away. Now, millions of downloads later, the Snoods are back on your iPhone and iPad based on the popular Snood for Nintendo’s Game Boy Advance system, with the same brilliant graphics, characters, more of the same all-ages fun that made this classic video game challenge a hit from California to Maine and from Iceland to Australia, and now you can challenge people around the world with Skillz®, power fair, fun and meaningful competition in mobile games with leaderboards, trophies, real-world prizes, and an amazing loyalty program that rewards you for playing! More than just a game, David Dobson’s puzzle classic Snood and its cast of mischievous characters have become an international phenomenon among gamers. Same Snood characters you remember from your Game Boy Advance The most addictive & classic Bubble Shooter game for FREE! Q: Cute on-screen couple Tom Hanks and Meg Ryan have appeared together in many movies. Chick Flick ? A: Bridges of Madison County Q: Couple: Francesca Johnson and Robert Kincaid. What movie is this? A: Sleepless in Seattle Q: A single father gets dating help from his son. Q: What are the names of the stars which play the love couple in “Moulin Rouge”? A: Ewan McGregor and Nicole Kidman Q: “Bridget Jones’s Diary” author Helen Fielding used elements of which British literary classic in her novel and subsequent film? A: Pride and Prejudice Starring Meg Ryan and that guy from “Forrest Gump,” what movie are you watching? A: You’ve Got Mail Of course, what neither of them knows is that in everyday life they are business rivals, at heads over his new bookstore. The first movie shows a man and a woman typing e-mails to each other. You flip on the television and discover that the movie channel is running an all-night, chick flick, movie marathon. The photocopier wouldn’t work, your clothes won’t fit and you missed the bus, amongst other things. Q: Ok, so you’ve just had the worst day ever. Q: What movie, that I am thinking of, stars Brittany Murphy as a nanny who acts like a child, looking after a child who acts like an adult? A: Uptown Girls Q: In this 1995 film, Sandra Bullock falls in love with Peter Gallagher, a man she’s never really spoken to but has taken his token every morning at the Chicago subway station where she works. What movie revolves around this woman’s journey to her hometown? A: Sweet Home Alabama The only problem… she isn’t divorced from the husband she married in high school. Q: In movie 50, a fashion designer gets engaged to the Mayor of New York’s son. Q: In this comedy Tom Hanks finds love… with a fish. An adaptation of a classic play, this film co-stars Paul Rudd as DiCaprio’s rival for his beloved’s affection. Q: Number 30 premiered in 1996 and helped Leonardo DiCaprio shoot to stardom as one of two star crossed lovers. But when her choice of husband runs off with her younger sister she discovers that a handsome stranger (who she has hated since first sight) just may be her true love. She plays a headstrong girl who refuses to marry for money, and instead tries to find her own husband. Q: Number 20 is a 2005 film which earned an Oscar nomination for its twenty-year old star. After accidentally killing a man, these two best friends hit the road… and just keep going. Q: Number 10 is a story about girls on the run. What film, from director Garry Marshall, also included appearances by “Pretty Woman” alums Hector Elizondo and Kathleen Marshall? A: Runaway Bride Q: We start our tour of “won’t-be” weddings with this 1999 offering that reunites Richard Gere and Julia Roberts, the stars of 1990’s “Pretty Woman”. Just remember to have a great time and enjoy laughing and competing together! Love Trivia Questions? Grab this ultimate trivia bundle! When you run out of trivia questions or you reach a predetermined score a winner is declared!.They have 1 minute to answer it or whatever amount of time you decide. Each person or team will then read the other group a question.You can divide into equal teams or go head to head.There are so many different ways to play trivia games and to use these winter chick flick trivia questions. If your family is really competitive you might enjoy challenging each out with our 60+ Winter Sports Trivia Questions + Answers as well as these 135 Best Outdoor Trivia Questions with Answers for Kids. Either way, it’s a great way to kill some time while you’re waiting for your meal. It can be fun to try to answer the questions yourself, or you can team up with different family members and see who gets the most right. Trivia is a great way to pass time while waiting for dinner at a restaurant. So put on your thinking caps and get ready to learn some fun facts! If you’re ready to test your knowledge of how well you remember these films then enjoy these chick flick trivia questions. Whether you’re a fan of a good chick flick or not, there’s no denying that they can be pretty entertaining. If you want to view the full advertisement, click the eye icon. This is where all of your clipped coupons will be stored. Once you are on your Dashboard, scroll down to find your Coupon Folder. To view your saved coupons, go to your Account Dashboard from the menu at the top of the page. On successful clipping, the text will change to read "Clipped", which lets you know that the coupon is already saved in your folder. Under the enlarged version of the coupon there is a button that reads "Clip" with an icon that looks like a pair of scissors cutting out a coupon. To clip the coupon, simply click the coupon within the ad to enlarge it. Once you have found an advertiser you are interested in, click on their listing to view their ad. This is a searchable list of all of our active advertisements, which can be sorted by keyword, region, category, or any combination of the three. Find the coupon you would like from our Coupons & Deals page, available from the main menu on all pages of our website. If you find a coupon you want to use, but would like to save it to print at a later date, Value News allows you to digitally clip coupons. An enlarged printable version of the coupon will appear in a separate window. Before printing a coupon, it is important that you click on that coupon first. Important: Click on a Coupon to Print the Enlarged VersionĬoupons are displayed at a reduced size on Savings Pages. Click "Print" and follow your computer's instructions to print your free coupon. Under the enlarged version of the coupon there is a print button. To print the coupon, simply click the coupon within the ad to enlarge it. Printing coupons is a quick and easy way to save money! To print a coupon from one of our advertisers, First go to our Coupons & Deals page, available from the main menu on all pages of our website. Kathryn Rem can be reached at (217) 788-1520 or. “I’ve been couponing my whole life, and now they are so limited. “I was disappointed,” Stucki said about the clampdown on coupon redemption. And Schnucks says it will accept those for less than $5 and not for a free product. County Market accepts Internet coupons with a value of $1 or less. Wal-Mart and Meijer employees say they will take them. Shop ’n Save says it accepts some Internet coupons, but they first have to be inspected at the customer service desk. Stucki, a retired medical transcriptionist, was able to redeem her Internet coupons at Walgreens.Ĭalls to local stores revealed a variety of policies. It’s unfortunate because most coupons are perfectly legitimate.” They have to take steps to protect themselves. He said retail stores are increasingly refusing to accept Internet-generated coupons. “Most of the counterfeits we see tend to be free products,” Miller said. Sometimes completely bogus coupons are created from scratch. Values can be increased, purchase requirements decreased, security codes eliminated, bar codes smudged or expiration dates extended or eliminated. The download process, depending on the vendor, generally includes security codes and other information intended to control the number of coupon requests.Ĭoupons printed from home computers are particularly susceptible to forgery. Look at the Web sites of manufacturers, retailers and coupon savers such as and When you agree to accept an online coupon, information is downloaded to your computer system, including your printer, to create a coupon that can be used to get a retail purchase discounted or free. Print-at-home Internet coupons are easy to get. We’ve seen individuals (scammers) that have cost manufacturers as much as a million dollars for one counterfeit,” he said. It’s death by deception,” he said.Ĭoupon misredemption, he said, costs manufacturers at least $300 million every year and increases the price of products to consumers. A lot of innocent people get mixed up in it. The problem is like any type of counterfeiting crime. The Springfield woman was trying to redeem some discount coupons when the clerk said, “Sorry, no Internet coupons because of fraud.” Then she went to Wal-Mart and was told the same thing.īud Miller is the executive director of the Alexandria, Va.-based Coupon Information Corporation, a nonprofit organization that fights coupon fraud on behalf of consumer-product manufacturers. Carol Stucki was in the checkout lane at Shop ’n Save when she was stopped cold. |